Three U.S. Bancorp Reps Named to ``50 Most Valuable Players'' List in December 2005 ``Bank Investment Consultant''

"Our business begins with great service, and there's no questionthat Art, Rusty and Mark represent the best in client service andguidance," said Steven Short, executive vice president and head ofU.S. Bancorp Investments, Inc. and U.S. Bancorp Insurance Services,LLC. "Our financial consultants are clearly the reason we are earningthe right to be the preferred provider of investment and insurancesolutions for every client."

Davis, based in Kansas City, ranked fourth. He oversees portfoliosfor approximately 1,700 clients with $85 million in deposits. He hasbeen in the investments arena for 15 years, 10 of which have been withU.S. Bancorp. The magazine highlighted the lengths to which Davis willgo to support his clients, including witnessing the second marriage ofan 85-year-old client and comforting the spouse at the funeral of a97-year-old client of 10 years.

Riley, based in Lexington, Ky., ranked 17th. Riley has made asignificant impact in just five years with U.S. Bancorp. He oversees aportfolio of 2,200 clients with deposits of $150 million. He iscredited for his ability to create trusting relationships with hisclients, and his belief in providing full service regardless of thesize or complexity of his clients' needs. Riley has worked in theinvestment industry for 16 years.

Joyner, based in Paducah, Ky., ranked 40th. Seven of his eightyears in the investments business has been with U.S. Bancorp. Heoversees portfolios for 1,400 clients with $250 million in deposits.Joiner is credited for his ability to partner with commercial andbusiness bankers to provide cross referrals and full financial serviceintroductions.

About "Bank Investment Consultant"

Bank Investment Consultant, a SourceMedia publication, is theindustry's leading magazine for financial advisers and senior salesmanagement in bank investment programs--one of the fastest growingareas of the financial services industry. Every month, over 26,000readers turn to Bank Investment Consultant for trusted informationthey can use to increase sales, build effective client relationships,and increase their business. For more information, visitwww.bic-magazine.com.

About U.S. Bancorp

U.S. Bancorp (NYSE: USB), with $207 billion in assets, is the 6thlargest financial holding company in the United States. The companyoperates 2,411 banking offices and 4,999 ATMs in 24 states, andprovides a comprehensive line of banking, brokerage, insurance,investment, mortgage, trust and payment services products toconsumers, businesses and institutions. U.S. Bancorp is home of theFive Star Service Guarantee in which the company pays customers ifcertain key banking benefits and services are not met. U.S. Bancorp isthe parent company of U.S. Bank. Visit U.S. Bancorp on the web atwww.usbank.com.

Investment products and services are available through U.S.Bancorp Investments, Inc., member NASD and SIPC, an investment advisorand a brokerage subsidiary of U.S. Bancorp.

Insurance products, including annuities, are available throughU.S. Bancorp Insurance Services, LLC, U.S. Bancorp Investments, Inc.,in Montana U.S. Bancorp Insurance Services of Montana, Inc., and inWyoming U.S. Bancorp Insurance & Investments, Inc. All are licensedinsurance agencies and subsidiaries of U.S. Bancorp. Policies areunderwritten by unaffiliated insurance companies and may not beavailable in all states. CA Agency Number OD085898.
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Not a Deposit Not FDIC Insured Not Guaranteed by the Bank
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May Lose Value Not Insured by Any Federal Government Agency
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